How to increase youtube earnings

How to increase youtube earnings.

How to increase youtube earnings.

 It is generally observed that youtube earnings been low early this year. If you use the youtube earnings calculator, you will also notice that google adsense youtube earnings per view is also low. As I earlier stated on my last video on why are my adsense earnings low in 2017, Forget the youtube earnings report and focus on how to increase youtube earnings


 How to increase youtube earnings step by step

To increase youtube earnings, you need to folllow this 3 powerful steps:

1. Create a video that is more than 10 minutes and upload it to your youtube

2. Click on monetization and add more advertisment so you can get more ads revenure from a single youtube video.
Any video shorter than 10 minute will not allow you more youtube earnings, because you will not be able to add more than one display ads

 3. Publish the video and watch your youtube earnings increase

keyword research tool free



.

Keyword research tool free. 



Today, i would be sharing with you  and how to use it to rank higher in google and other search engines. I consider this keyword planner alternative as the best  2017 and free keyword search suggestion tool


LONG TAIL KEYWORD RESEARCH AND KEYWORD ANALYSIS TOOL



The post is born out of  months of rigorous research and testing of different  .



With this method you can easily do free ppc keyword research, free keyword research, free competitor keyword research tool, free competitor keyword research, keyword search volume, and keyword cpc value.



METHOD ON HOW YOU CAN USE  FREE KEYWORD RESEARCH TOOL ONLINE.



1. Do your long term keyword search using https://www.keyword.io. Let the search keyword be as narrow as possible avoiding unnecessary phrases.



2. Select desired keywords or copy all long tail keyword from the outputted result.



3. Install the https://keywordseverywhere.com/ google chrome apps, input and verify the API on you google chrome



4. Click and open the https://keywordseverywhere.com app from the top right of your computer screen.



5. Enter long tail keywords copied https://www.keyword.io  (separated by comma, semi colon or new line)



6. Click GET KEYWORD DATA



HULALA!!!!! YOU ARE DONE

Top paying adsense alternatives





Top paying adsense alternatives


Has your adsense account been disabled or banned?

No need to cry or Abuse Google Adsense in different forum. All hope is not lost yet, there are hundreds of adsense alternatives out there. Google was just your choice first and it failed you. So please move on.

I will be showing you top 5 adsense alternatives for bloggers and this adsense alternatives are high paying. I personnally consider this 5 best adsense alternative as the best ggogle adsense alternative.



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Top paying adsense alternatives





Top paying adsense alternatives

Has your adsense account been disabled or banned?

No need to cry or Abuse Google Adsense in different forum. All hope is not lost yet, there are hundreds of adsense alternatives out there. Google was just your choice first and it failed you. So please move on.

I will be showing you top 5 adsense alternatives for bloggers and this adsense alternatives are high paying. I personnally consider this 5 best adsense alternative as the best ggogle adsense alternative.



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adsense alternative for blogger

adsense alternative for indian publishers

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Best adsense plugin for wordpress




Best adsense plugin for wordpress

what is the best google adsense plugin for wordpress ?

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Best adsense plugin for wordpress 2017


This questions about the best adsense plugin for wordpress are often asked by wordpress users and wordpress adsense publishers.
Today I would be showing you the best wordpress plugin for simple google adsense insertion and how to install google adsense plugin on wordpress by yourself.


This  is easy to install google adsense plugin for wordpress and it is also a free adsense plugin for wordpress, .

Since it developed and powered by adsense itself, I consider it as official google adsense plugin for wordpress

scared to climb the stairs



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FUNNY: so scared to climb the stairs
They say they are men! but are scared to climb up
The first person is a very scared climber but made it to the top after being pushed.
i'm scared to climb a ladder but after watching this video, i just knew the fear was created just to get me scared from climbing up
scared to climb the stairs quote
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st. bernard too scared to climb down the stairs

Obasanjo, Gowon, Shonekan, Ekwueme, Osinbajo


WATCH: Obasanjo, Gowon, Shonekan, Ekwueme, Osinbajo
form choir & sing for greater Nigeria
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adsense approval trick 2017



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ADSENSE APPROVAL TRICK - easy way to approve google adsense

So many people always ask or complain that "adsense won't approve me" "best way to approve google adsense" "google adsense how long to approve" and many more questions about google approval.

I know this has frustrated a lot of people willing to go into google adsense or willing to go into blogging for income.

Today I am showing you how you can easily get adsense approval in 2017. This video contains tips to approve google adsense account and trick to approve adsense account not known by many

why are my adsense earnings low in 2017

why are my adsense earnings so low

Adsense earnings low in 2017. Adsense publishers are worrried that Adsense earnings for 2017 have dropped so low. why has adsense earnings drop in 2017? why has adsense CPC drop so low in 2017? why has adsense RPM drop low in 2017?


why did my adsense earnings go down in 2017

I happened t check my adsense earnings on January 2017 and I was supprised to see that the earning has gone down

far below what I make daily. My google adsense earnings dropped to zero point per day in 2017 January. After

several research on the reason why adsense estimated earnings drop in 2017, I decided to update this post to show you some reasons and facts why adsense earnings drop january 2017.





I do not think that the fall in adsense earnings in 2017, should cause any panic for google publishers. For those that have been google publishers for a long time before now can attest to the fact that google Adsense earnings fluctuate and google adsense per view also drops because people are so engage in Christmas celebration than suffing the net. Also google advertisers tend to hold back on thier investment in adverts after the holidays that is why adsense earnings drop



Most adsnse publishers  are complaining that January 2017 is the worst month of the year for them. I am also facing the same situation.



I hope this findings may help you in relaxing your mind about why adsense earning dropped. Also, if you are an Adsense publisher then please share your own stats, drop in earnings, views, and comment with our readers. It would be appreciable and beneficial for you and readers both.



WATCH VIDEO: Women Belongs to The Kitchen - Buhari

WATCH VIDEO: Women Belongs to The Kitchen - Buhari Women place is not just in the kitchen #WomenBeyondKitchen (A few editing errors) First Lady Aisha Buhari. I will not be part of this movement if things continues like this, I will withdrew my support from my husband and may not vote for him. Anyone who thinks right, knows this. Unfortunately, President Buhari said her place is in his kitchen, and someone made this prophesy in 2015... Nigeria The question is, WHY ON EARTH SHOULD PRESIDENT BUHARI RE-RUN FOR OFFICE? With a population of over 180 million people, some so called youths of tomorrow are waiting to revote a 76 years old (in 2019) man to oversee the Nations Affairs. When he's already traveling tens of time for ear and other major health treatments at 73, and completely INCAPABLE to do anything. #Women place is not in the Kitchen alone. #AishaBuhari

VIDEO OF TISSUE PAPER MANUFACTURING PROCESS | HOW TO START A TOILET TISS...

WATCH VIDEO BELOW: DOWNLOAD COMPLETE TOILET TISSUE BUSINESS PLAN @
 http://ift.tt/2e4t6um how to start a toilet paper business. WATCH THE
VIDEO BELOW

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how to start a toilet paper business. WATCH THE VIDEO BELOW
1. Get Toilet paper manufacturing business name Registered and Get a License

Your next port of call would be to have your Tissue paper manufacturing business name enlisted with the coperate affairs commision. You can't choose to work without having your Toilet paper manufacturing business properly enlisted by the fitting legal association or body in your nation. The toilet paper entrepreneur must know that registrering the toilet paper business is paramound before starting tissue paper production.

Truly, on the off chance that you choose to begin Toilet paper manufacturing business without formal registration, you would be astounded at the way your new toilet paper production company will be clamped down on by government agencies. Your tolite paper making business must be archived and your permit issued to you before you can work. Be that as it may, this still differs from nation to nation; so the onus lies with you to discover which method acquires where you are. Our toilet tissue business plan or toilet roll business plan throws more light on this legal procedure on how you can get your toilet tissue manufacturing business registered
2. Draw up a Toilet tissue manufacturing Business Plan | Tissue paper making business plan | Toilet roll production business plan

Why truly is a toilet paper marketing strategy? How do you create a respected tissue paper brand? who are the toilet tissue companies in your locality, sca tissue, toilet tissue manufacturers uk, michigan toilet paper making companies, Nigerian toilet paper manufacturing companies, that are your major competitors in the tissue paper market? Strategies for success are not just crucial for you as you begin in toilet roll making business, It is similarly key for your tissue business as you advance throughout the years. Actually it serves as a guide for you and your general representatives in following whether you have crashed from the center of value creation. You might need to contract a toilet paper manufacturing specialist to help you with composing a tissue paper fabricating marketable strategy for a charge.
3. Get a Location

Since your tissue paper making company is coming to lime light, your next task would be to find a decent office and manufacturing space for your toilet tissue business. where your tissue paper plant would be found. You might need to get a real estate broker, since they are specialists and have satisfactory data per time on the properties accessible available to be purchased or rent. Make certain that you site your tissue making plant in a non residential area .

This is so since you would prefer not to aggravate the tranquility of the area with loud machines of the tissue roll and what have you. Truth be told, there are sure laws in various nations disallowing the assembling organizations from siting their organizations near residential homes.
4. Buy and install the needed machines

The following thing you would need to do now is to start to gain the fundamental hardware with the assets you have assembled.

A portion of the machines expected to kick you off incorporate the accompanying; the Core making machine, Band Saw cutter, Rewinding Machine, The puncturing unit, the emblazoning unit, and the different crude materials that are for the most part promptly accessible in many nations of the world. The machines recorded before are ones that you could get at extremely moderate costs. You can begin with this and with time you may even now need to import.
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5. Engage Experienced Workers

This nature of business involves that you don't simply go for new kids on the block. Truth be told, it would do you a lot of good on the off chance that you went for experienced administrators. By this I mean people who have worked with comparable businesses or other tissue paper manufacturing companies. This is so you begin on an incredible move instead of beginning with tenderfoots who won't not give you the absolute best. Notwithstanding this, employing unpracticed individuals could bring about a plunge in the standard level of efficiency in the toilet tissue making process and marketing.
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HOW TO START A MUSIC BLOG SUCCESSFULLY -Video

HOW TO START A MUSIC BLOG SUCCESSFULLY
You wish to start music blog? yes it will surely make money for you once you start getting traffic into it. I have friends already making over $10,000 per month from music blogging.
The very secrete is what am talking about in this music blogging tutorials.
This Video tutorial on how to design your own music blog, gives you all the detailed guide on starting a music blog that will soon become one of the top music blog sites in the world.
In this music blogging training video, we talked about best practices addopted by best music blog sites, music promotion blogs to blog songs and earn huge income blogging music

Steps to writing business plan that wins business loan and grants


Creating a business plan will assist you to achieve your entrepreneurial goals. A clear and powerful
business plan provides you with helpful information for creating a successful enterprise dedicated to achieving your individual and financial goals. It can also support persuade the others, including banks, to purchase that which you are creating. See Stage 1 to discover ways to approach your business plan.

A business plan is an important roadmap for business success. This living report usually tasks 3-5 decades forward and traces the route a company expects to try develop revenues.

 
• Executive Summary
Your government overview is a overview of your business strategy as a whole and details on your own organization profile and goals. Study these recommendations on things to include.

 
• Company Description
Your organization information offers home elevators everything you do, what differentiates your organization from others, and the markets your company serves.

 
• Market Analysis
Before launching your business, it is essential for you to research your business business, industry and competitors.

 
• Organization & Management
Every organization is structured differently. Find out the most effective firm and management structure for the business.

 
• Service or Product Line
What can you provide? How does it gain your visitors? What is the product lifecycle? Get tips on how best to inform the history about your solution or service.

 
• Marketing & Sales
How will you plan to market your business? What is your sales strategy? Learn more about how exactly to incorporate these details in your plan.

 
• Funding Request

If you are seeking funding for your organization, learn about the necessary information you should include in your plan.

 
Financial Projections
If you need funding, providing financial forecasts to right back up your demand is critical. Uncover what information you will need to incorporate in your financial forecasts for your little business.

 
• Appendix
An appendix is recommended, but a good place to include data such as resumes, allows and leases. Find more information you need to include in your appendix.

 
How to Make Your Business Plan Stand Out
Why is your business distinctive? Determining this may assist you to stand out from the audience and offer you advantages around your competitors.

WHERE AND HOW TO GET FAST BUSINESS LOAN


This guide will help you access easy and small business loans. The guide is divided into:
1.  The government FREE loan and grant scheme 
2. Easy or free Loans for Private school and other entrepreneurs by financial institutions

3. OTHER  FINANCIAL ORGANISATIONS AND NGOS THAT ACTUALLY GIVE LOANS WITHOUT COLLETERAL

4. INTERNATIONAL FOUNDATIONS WHERE YOU CAN GET FUNDS FROM FOR YOUR BUSINESS.


1. Government Agency Providing Free Loan
THE NATIONAL ECONOMIC RECONSTRUCTION FUND
(NERFUND)

INTRODUCTION

The National Economic Reconstruction Fund (NERFUND) was established by Decree No. 2 of 1989 to act as a catalyst towards the stimulation of the rapid rise of real production enterprises in the country.  The NERFUND was specifically mandated to provide long/medium term loans to entrepreneurs through commercial/merchant banks for industrial growth of Nigeria.  For the delivery of these services, the institution focused on its vision, mission and mandate as stipulated by its decree.

1.0         VISION

1.1         To continuously build on our present expertise and grow to become, not only an apex institution for SME financing in Nigeria, but a reference point for credible performance, based on prudent utilization of human and material resources, so as to continue to attract foreign funding in aid of the Nigeria Small and Medium Scale real production Entrepreneur”.

PERFORMANCE TARGETS/CUSTOMER’S EXPECTATIONS

i)             To provide term loans of up to N120million of a tenor of maximum of 10years inclusive of a moratorium of 3years maximum denominated in foreign currency or in naira or both depending on the availability of the funds.

ii)           Provide working capital loans of up to N50million for a tenor of maximum of 3years inclusive of a six months moratorium in naira currency only.
iii)          Provide extension services including advisory services direct to promoters of small and medium scale industrialists.

DOES YOUR PROJECT QUALIFY?

A project qualifies for NERFUND funding if it is engaged in manufacturing
and agro-allied projects, mining, quarrying, industrial support services, and
ancillary projects provided that:

a)  the enterprise or project is wholly owned by Nigerians;

b)  the enterprise or project is small – or medium – scale and its fixed assets,
     other than land including the cost of fixed assets, that requires funding
     from NERFUND, does not exceed N36 million; and

c)  in the case of a manufacturing enterprise or project, at least 60 per cent of
     its raw materials and other production inputs are locally derived.

Preference is given to enterprises or projects located in the rural areas.

Your bank may also demand that you possess thorough knowledge of your
project, obtain able management and show commitment to it, etc.  Banks are
expected to assist project promoters with bankable ideas and provide them
with technical and expert assistance through to the maturity of the financed
projects.

HOW TO OBTAIN THE NERFUND LOAN

Obtaining funding from the NERFUND is very serious business.

Thoroughly study and understand your project.  You should be the expert on
its market, finance, process and prospects.  Promote the project to attract
other financiers, managers, technicians and investors, partners, shareholders
or employees.

Feel free to consult your State Advisory Committee for advice and guidance
at every stage of your preparation and application.
Your first port of call for the NERFUND loan application is your local
bank, which will accept and process your application for the bank’s
consideration.  Since the banks are the primary obligators for the loans, loan
applications will be considered in the usual customs of the participating
banks.

This process is to ensure that only projects that banks are reasonably sure
will succeed would be financed by the NERFUND, as the Fund is not in
business to finance failures.  Partnerships and Corporate bodies in which
successful traders, financiers, managers, technocrats and promoters team up
to promote productive activities, would be considered more secure
investments than sole proprietorship.

OBLIGATIONS OF CUSTOMERS

i)             They are to be fully acquainted with the regulatory requirements before participating in the NERFUND scheme.

ii)           Adhere strictly to all approved procedures for obtaining the NERFUND loans

iii)          Provide all relevant and prescribed formats and allow reasonable time for processing the loans required.

iv)          Ready to be understanding and courteous in their requests at all times.

COMPLAINTS METHODS/PROCEDURES

Aggrieved Customers should direct their complaints to

(1)         Nodal Officer
               
                Alh. Usman Shehu Aboki
                Room. 7 or 8
                NERFUND Hqtrs Office
                N0.1340 Aminu Kano Crescent
                P.M.B. 319 Abuja
                Tel. 09-670491

(2)         MD/CEO
                Alh. Maina Gimba
NERFUND Hqtrs Office
N0. 1340 Aminu Kano Crescent
P.M.B. 319 Abuja.

(3)         The Ministerial Nonal Officer
                    Room 141 First Floor
                    Hqtrs Office Complex
                    Tel 09-2340670, 08033354909
                    email servicomfmf@gov.ng
                                    servicomfmf@yahoo.com

(4)         Honorable Minister
                7th Floor
                Federal Ministry of Finaance
                Hqtrs Office Complex
                Central Business District
                Abuja.
                Tel.09-2340932,09-2336929

EXPECTATIONS FROM CLIENTS

i)             Source of long term funds at affordable rates to ensure sustenance of projects financed.

ii)           Efficient and courteous service.

iii)          Prompt response to all issues raised by clients.

iv)          Transparent and Accountable Management.

v)           Provide linkage to government policies to ensure that SME expectations are incorporated in annual development plans and policies.

2. EASY AND FREE LOANS FOR PRIVATE SCHOOL OWNERS AND OTHER ENTREPRENEURS BY FINANCIAL INSTITUTIONS.
Two other banks have decide to give long term loans to operators of private
Shool and other entrepreneurs who are ready to do business with them for long
Without collateral and at moderately low interest rate.
H ere are the banks :
CITI-SERVE MICRO FINANCE BANK
This is a micro finance bank were you can get loan. According to the C.E.O. of
The bank you don’t need to run an account with the bank for six month to quality
For loan This bank  is giving  special preference to shool that belong to the association  for formidable educational development (AFED). If you are a school owner ,this bank Is good for you as they will not demand for any collateral to grant you loan and You will be given an interest rate lower than the normal rate.
NOTE.
AFED must be able to certify you as a bonafide member before you can enjoy this Loan apart  from school owners ,other business men and women can also approach this bank for loan in as much asyou have a legitimate business and genuine documents
To apply for the loan.
You only need to run an account with them for three month  and if the income from your business (as will be reflected by your account)shows the  effectiveness of your bsiness,they will certainly grant you this loan.
As your partnership with them grows,their demand for collateral wanes .this is a very good bank for entrepreneurs who have  no collateral to secure loan.this bank’s emphasis is on character and credit worthiness and not collateral according to their C.E.O

CONTACT ADDRESS:
368 ikorondu road
Maryland Lagos, Nigeria
CONTACT PERSON
Mr . Nduka
Tel :08036054269


UNITED BANKS FOR AFRICA (UBA)
This is another bank that AFED has reached an agreement with. Under this agreement, any bonafide member of AFED can apply for loan from any UBA  branch without collateral and interest rate below the normal interest rate. To open a school account you can contact this branch of UBA so as to facilitate your loan.
Apart from school owners, this particular UBA is really interested in entrepreneurs who are really serious about building their business. Their hospitality is second to to none. All you need to secure loan from them is do business with them for six month and run your account very well. They will investigate you and your business and at once you are cleared.
I advise you should start by applying for small loan that you can easily pay back before the said time. The more prompt you pay back your small loan the more credit worthy you become and in no distant future they will definetily grant you a big loan in as much as they are satisfied that you can meet up with the payment.
You can enjoy this special arrangement by opening an account with any UBA branch in your area and if  you already have an account just get in touch with your account officer and inquire how to benefit from their loan packages.
INTEGRATED MICRO FINANCE BANK
This is another bank that gives loan without collateral to small scale business especially those involve in commercial activities.
HOW IT WORKS
You will open this loan account with them you will need just one surety ( preferably a member of the immediate family). They will do their site inspection and you will start a daily contribution of a fixed amount.
At the time of the month the bank will give you 3 times what ever you have on your account with them.
REPAYMENT OF LOAN
You repay this loan by continuing the daily fix contribution but with additional 2% for the next 2 months.
You can decide to pay it all before the 2 months.
You can get another loan as soon as you pay the existing loan.
MATHEMATICAL ANALYSIS
If your daily contribution is N1000
In 30 days =N1000 x 30 =N30,000
you can now get a loan of N90,000
You will now pay back N60,000 being the balance
   2                x    N1000    = N20
100
Total daily contribution = 1000 + 20 = 1020
If your daily contribution is N10,000
In 30 days = N10,000 x 30=N300,000
You get a loan of N900,000
During repayment your daily contribution becomes N10,200 daily for the next 2 month after which you continue with your normal N10,000
Contact Information:
Intergrated micro finance bank
64 Adeniyi  Jones Avenue, Ikeja, Lagos.
Tel: +23412716530-9, 2717390.
Fax: +23412717392

NICE MICROFINANCE BANK (OLD NAME : NISE COMMUNITY BANK)
This is another bank that gives loan to small and medium scale business as well as co-operative society. They give more loan to co-operative societies.
If you are in co-operative society,  just inform your people and contact them and they will grant you collectively once they are satisfied with your proposal. They can give you up to N1m to each member of the co-operative.
Recent project
Granting of N10m each to 31 co-operative society in Anambra State. (check the punch, july 24 for proof)
Contact information
Ngene –Oka market square
Along Amawbia/ Agulu Road,
Awka South LG, Anambra State.

DIAMOND BANK
Diamond Bank offers access to short and medium term financing for working capital & asset purchase needs with reduced collateral requirements. These loan products are as follows;
Revolving Credit is a Line of Credit / Term loan for short-term financing (max. 1 year)
Instalment Loan is a Term Loan for fixed assets financing available for up to 3 years
Mediloan is a Partnership between Diamond bank and USAID (United States Agency for International
Development), that has developed a credit Scheme focused on businesses operating specifically in the health care sector.

Local Purchase Order (LPO) finance – is a short term finance facility to MSME customers to carry out supply requests. The supply order must come from only pre-approved institutions by Diamond Bank Plc
Contract finance - is a short term finance facility for the execution of contracts from Diamond Bank’s approved list of companies. Finance is available for a variety of legitimate contracts awarded by government agencies and reputable private organizations in the country operating in the different sectors and contracts with varying levels of complexity.
Import finance - offers credit facilities to MSME customers who require finance for importing either raw materials or finished goods for sale. It also offers short term credit facilities to these importers for the purpose of duty payment.
Diamond Bank Free Interest Loans
A Corporate Social Responsibility initiative to promote small & growing businesses. The scheme gives micro, small and medium enterprises interest free loans for their businesses with minimal colleteral.

For you to get the loan, you will need to open a Business xpress account with Diamond Bank and run the account for a minimum of 3 months for the bank to be able to build a relationship with you...

3. OTHER  FINANCIAL ORGANISATIONS AND NGOS THAT ACTUALLY GIVE LOANS WITHOUT COLLETERAL.
IN  FACT, THE ONLY THING YOU WILL NEED TO SECURE LOANS FROM THESE ORGANISATIONS AND NGOS ARE:
1.       A VERY GOOD LOAN PROPOSAL
2.       AND A GOOD BUSINESS PLAN.

THE FORMAT FOR A GOOD BUSINESS PLAN
1.          Title page
2.          Statement of purpose or brief explanation of statement of purpose
3.          Table of contnent
4.          Business description
5.          Market analysis
6.          Business location
7.          Management
8.          Current financial record
9.          Explanation of plans for growth
10.      Explanation of financing for growth
11.      Summary of the business and forecast  for the future
12.      Listing of business and personal references
HOW TO WRITE A LOAN PROPOSAL
A good load proposal must contain the details of:
      i.               What purpose the loan / grant is to serve.
    ii.               How you hope to achieve that purpose with the loan/ grant.
  iii.               When you need the loan /grant (the urgency of the loan /grant).
  iv.               How you intend to repay the loan
This is submitted to a loan officer. Remember, banks, NGOS or foundations who give loans  or grant and want to be sure that the beneficiary knows exactly what he/she  needs the money for and also that he/she can actually payback the loan or make a judicious use of the grant.
A good loan proposal has the following format:
1.          GENERAL INFORMATION
      i.               The business name
    ii.               Address
  iii.               The principals and their status
  iv.               The purpose for which the loan is needed(state exactly what you want to use the loan/grant for.)
    v.               State the exact amount of money you need to execute that your personal need or for humanitarian services. (grant)
2.          BUSINESS DESCRIPTION
      i.               Enumerate the beginning and the nature of your business
    ii.               State how old your business is
  iii.               State your number of staff
  iv.               State your current asset

NOTE
Describe your business using the above as guide (please, give facts and figures)

3.       MANAGEMENT PROFILES
         i.            Write a short note on each of your staff.
       ii.            Give their educational background, work experience, skills/technical know-how and achievements (either with you or their previous companies /business)

4.       MARKET INFORMATION
         i.            Describe your products /service in term of need it fills. The uniqueness and effectiveness in filling these needs.
       ii.            Describe those that will buy your products/ service and why they will buy it.
         i.            Identify your competitors and describe how your products/service will capitalize on the weakness of their own products/ service and match the strength of their product /service as well.
     iii.             
     iv.            Describe how your product/service will add value to the market place.

5.       FINANCIAL INFORMATION
       ii.            Prepare your balance sheet and income statement for the past 3 years.
     iii.            If you are just starting your business or about to go into the business, provide a projected balance sheet and income statements.
     iv.            Prepare your own personal financial statement as well as that of your principal staff.
NOTE
Except you have the knowledge of accounting or you are an accountant, let an accountant do the financial information for you.
If you still have problem writing your business plan and loan proposal or you don’t want to go through the stress of writing it yourself, then contact BUSINESS IDEAS INCUBATION SERVICE  @ 110 Tetlow, Owerri or call 08140970926

LIST OF SOME FINANCIAL INSTITUTIONS AND NGOs
Lagos State
1.       Growing businessfoundations (GBF)
( They give more of group loans than individual loan)
15th floor , UBA house
57, Marina Lagos
01-2664690
Contact person Mr Odianka Okeke (Manager, Credit Risk Mgt)

2.       Youth Business Initiative
29, Maloney street,
Lagos.
Contact person : Yinka O.Adebanjo

3.       African Hope Organisation
7, Gbaja shopping complex
Near  st.  Anthony Catholic Church

4.       Business and Professional women
Club Arcade Annex 7,
Tafawa Balewa shopping complex
Race Course
01-4971336

5.       Development Alternative and Resources centre
7, Isaac John, GRA Ikeja
01-2673592

6.       Development Initiative Network
90, Awolowo Road, V/I
01-2673592

7.       Hope Worldwide Nigeria
2, Aibu street, off Bode Thomas Street
01-8042370
8.       Human Angle
Zuma Complex, Suit 24, 202 road
estate close, Festac Town
01-888955

ENUGU STATE
1     Small Project Fund (Spf}
       {individual loan}
      2/5,Ikwuaco street,
      Enugu
     042-252727
     Contact person : Mr John Umeh {manager}
2   Greenlife Foundation
     B6,C.T.C Plaza, 8 presidential Avenue
     Npkokiti  junction.
3   health and peace international Africa,
     Second floor, 1 obiagu Road,
Ogui New layout.
042-256746
ABIA STATE
Abia Community Partners for Integrated Family
11,Adlabu Street,
Umuahia Abia State
JOS
Afro Centre for Development, Pease and Justice
43,Rwang pam street, jos
P.O. Box, Jos Plateau state.

OGUN
Association for community and Economic Development
14,lagos Road, Lafenwa Abeokuta
KADUNA
Centre for Development CommunicationS
AC5,Imam Road (Along kawo Abattoir Road)
Ungwan, Dosa Kaduna.
OYO
Centre for Hope
1 Ayo Adekunle close, New Bodija Estate
02-8106580
BAUCHI
Accord for Community Development,
Plot 1 Evergreen Street Ogbonda Estate,
Rivers state.
EDO STATE
St joseph multipurpose cooperative {For Women}
1 Ogiamin Street, off sakponba Road,
Benin City
Contact Person: Mrs. Ogbonna
                           
4. INTERNATIONAL FOUNDATIONS WHERE YOU CAN GET FUNDS FROM FOR YOUR BUSINESS.
        WHAT YOU NEED TO KNOW BEFORE CONTACTING THESE FOUNDATIONS:
1.       Visit the foundation’s website to get more information on how to apply and the guidelines.
2.       If there is no website listed, contact the information by phone or letter for application guidelines.
3.       Request for their annual report. The information you need concerning the application guidelines will be in it.
4.       When writing a letter for individual grant, please be succinct. Go straight to the point stating the purpose the money is to serve. Not forgetting the hardship you are going through now as a result of your financial incapability. {write emotionally}
5.       Find out those that will benefit a lot from your service or talent but could not afford it because they are poor and write a letter on their behalf. State how the grant will enable you render quality service or help these people in order to improve their lives.
{From experience and testimonies, this type of letter has always received more attention from philanthropists and foundations than any other form of letters}
6.       When you are contacting a foundation or a philanthropist. Please, I repeat use genuine documents as your application will be declined immediately it is discovered that there is any form of discrepancy in your documentation and their investigation.
7.       Never give up, keep trying until your application is considered.

        FOUNDATIONS PROFILES INCLUDE
              DEMOCRACY AND GOVERNANCE {DG}
              ECONOMIC GROWTH AND AGRICULTURAL DEVELOPMENT {EGAD}
              HUMANITARIAN ASSITANCE {HA}
               ENVIRONMENT {ENV}
               HUMAN CAPACITY DEVELOPMENT {HCD}
                POPULATION, HEALTH AND NUTRITION {PHN}
1.      FOUNDATION NAME: CENTRE FOR INTERNATIONAL PRIVATE ENTERPRISE
DATE FOUNDED: 1983
USAID SECTOR: EGAD
CONTACT INFORMATION:
Centre for international private enterprise
1155 18th street Nw,
Suite 700 Washington DC 20005
Tel: {202} 721- 9200
Fax: {202) 721- 9200
E-mail : cipe@cipe.org
Website: www.cipe.org
1.                  FOUNDATION NAME: CHEVRON CORPORATION FOUNDATION
DATE FOUNDED: N/A
USAID SECTOR:EGAD,HCD,ENV,PHN
CONTACT  INFORMATION
Chevron corporation
575 market Street,
San Francisco,CA 94105-2846
Tel: {415} 894-7700
2.                  FOUNDATION NAME: CITI-GROUP FOUNDATION
DATE FOUNDED: N/A
USAID SECTOR: EGAD, HCD,
CONTACT INFORMATION
Charles V. Raymond,
Citi-group foundation
850 3rd Avenue, 13th floor
New York, NY 10022
Tel : {121}559-916

4.FOUNDATION NAME: GATES FOUNDATION, BILL & MELINDA
DATE FOUNDED:1994
USAID SECTOR: PHN
CONTACT INFORMATION
BILL & Melinda gates foundation
P.O Box, 23350
Seattle,WA 98102
Tel : (206} 709-3100
Website:  www.gatesfoundation.org
5.FOUNDATION NAME: COCACOLA FOUNDATION
DATE FOUNDED: HCD,ENV,PHN
CONTACT INFORMATION
Cocacola foundation,inc
1 coca-cola plaza, NW
Atlanta, GA 30313-3009
TEL: {404} 676-2568
WEBSITE: www.thecoca-colacompany.com/foundation/index.html
6.FOUNDATION NAME: FORD FOUNDATION
DATE FOUNDED:1936
USAID SECTOR: EGAD,HCD,ENV,PHN
CONTACT INFORMATION
Ford foundation
New york, NY 10017
Tel : {212} 869-2702
320 East 43rd street,
NEW York, NY 10017
Tel: (212) 573-5000
Fax: (212) 351-3677